All my family members have insurance coverage, except my 3rd baby. My 3rd baby is 4 months plus old now. It’s time to look for suitable insurance plan for her now. If we can’t find a better plan, then we might pick the same package that same with her sisters. I know there are many new insurance plans out there, but I am just plain lazy to compare one by one. However I was told that we actually can compare insurance plans online via Wholesale Insurance. The site will provide detail comparison, pro and cons of certain policy etc. It also able to compare life insurance quotes and term life insurance rates from ALL top life insurance companies. Better check it out before my baby turn 1year old.