PROTON EXORA

If you still have the budget and you wish to drive bigger with cheaper price, then you should choose Exora. Malaysia first MPV. The price is affordable plus the model is not bad looking too. Well, the car still new and we wouldn't know any problem will occur or not while it is on the road. Of course Proton will run thorough checking before the launching. But you will never know whether their checking is 100% accurate or not! LOL So it is still advisable to wait for another month before your purchase.

Breaking news

Finally it is here.....

Malaysia first H1N1 flu case, happened in May 13. News from ChannelNewsasia.com:

"I can confirm (that it) is the first case in Malaysia," Health Director General Ismail Merican told AFP. His confirmation followed a statement from the health ministry giving details of the country's first case.

"The patient is a 21-year-old male student who had just returned from the United States on May 13, 2009 and who was down with fever, sore throat and body aches on May 14," it said.

"This is the first A (H1N1) flu case found in Malaysia," the statement added.

So, how are we going to protect ourself now? Time to wear mask? *Sigh*

Take care, folks!

New kipnap way

Yesterday my SIL told me a very new way of kidnapping case that happened in Serum, Muar now. Shock to hear that though.

Kidnapper will just snatch kids who hang around at road side, then call the family to pay them money. The money is not a huge amount, about RM10K ++. They know this amount easily can get, either from their bank or borrow from relative or friends instead of big figure like RM50K-RM100K. Kidnappers want easy and fast money and one day they can kidnap 1-2 kids. My goodness!! Scary man!

Right now, it had 4 similar cases happen in Serum now.

Becareful folks…..and watch out your children when they playing at car porch or outside the house. You will never know who is watching you.

Maybank Vs Loan Shark - Part II

Continue from here ....... I really feel like getting a new lesson learnt after getting the clarification from the friendly Maybank customer service officer. After listening to my inquiry, immediately she reply something like this; Sir, there is nothing wrong with the system, the finance charge imposed because did not making a FULL settlement of your previous outstanding balance Hmmm… how come, I settle the full payment on 26/08 what… I say This is what she reply; No sir, your payment on 26/08 is not consider FULL payment because your previous outstanding balance is RM1840.04 and the payment you made is RM1840. There are 4sen less. According to the agreement, the bank is eligible to impose the finance charge calculated per the formula stated in the agreement. Note: I purposely left out 4 sen just because RM1840 is the convenience number for me to settle the outstanding balance; I thought Credit Card Company will understand me. I really don’t mind if they want to charge an interest on the 4 sen outstanding. Wow!!!!.............. this is ridiculous I feel, I have to pay RM18.41 for the 4sen I hold. How much the interest charge if I translate it into the % ? Can somebody help? If you say the Loan Shark are blood sucker, what about the license banker like this? The Loan Shark will laugh at me if I share with them my experience. According to the customer service officer, it is nothing wrong for the bank to do so because the term and condition for the finance charge calculation is approved by the Bank Negara. Therefore her advice is to make sure I make a FULL settlement to avoid the finance charge. Fortunately, the Maybank customer service officer is so helpful. She waive the finance charge for me !!! since this is the first time I fall into the trap. But she keep reminding me. “No more next time yah… sir…” I should give a big THANK to Maybank Credit Card for giving such excellent customer service. After the lengthy explanation, she further guide me to read through the term and condition printed on the other side of the statement. Oh yah… what ever she said is clearly stated with a tinny font size and printed in light grey color. No dispute. I share the case with some of my colleague; looks like non of them aware of the this and everybody seem like unacceptable when I tell them the truth. Do you ever read through the term and condition printed behind your credit card statement? Better you spend sometime to read through and understand every sentence formed with the complicated boring English and purposely printed in a tinny font size and unattractive color. Look, this is what printed on my credit card statement. This is how the bank make million each year. Now you know, bank is more terrible than the Big Ear Long….

Maybank charged me RM18.04 as penalty

Maybank shock me with their stupid management again! Read what my hubby wrote below...... I am going to copy post by post too! It is my supplementary card from MBB too!

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As usual, I expect to receive my MBB credit card statement around this time. Since the statement cut off date fall on 12th day of each month and payment due on the 2nd day of the following month.

MBB really give me a shock this round. Look at the transaction printed below. I just can’t figure out why a finance charge of RM18.41 was imposed although I had settle the outstanding balance 7days before the payment due date.

Do you know? Let’s see whether you can tell me the correct answer.

Well, I did call up to the customer service center to seek for clarification and now I know how the bank make multi million each year through the lack of public awareness of term and condition printed on the other side of the statement.

Allow me sometime to compile the story. I will post it on my next post soon.

It is really an interesting story.

Stay tune…

Name it and bring it home!

Did you guys aware that our National car group going to have new addition soon? This time is not normal family car but a MPV, new concept from Proton. Google it and have a sneak preview of his appearance now.

Wait, if you wish to own a MPV soon, why not enter the contest from Proton and win one unit for yourself. Just name it with nice name together with a good tagline. Then you stand a chance to win it!

For more information, go here : http://www.namakanprotonmpv.com/en/online_entries.aspx

Gong Xi Ni...Lee Chong Wei!

You did it!

You did it!

We are so proud of you!

Last night's your match with Korean player is GREAT!