Most of the people when move to new house, they will look for modern furniture to beautify their new home. You will be surprise to see some of them really can spend. They ever swipe their credit cards for big lump sum, then pay by installment slowly. Hmmm..come to think of it, I will not simply spend if I know my cash flow is not that smooth. I will only buy and change furniture when needed. Money is small now, better save more for emergency use.