No keep no explode!

Both my kids love to do sketching since young. Of course at early stage, we don’t know what they draw. But we can see lots of lines and circle. Slowly those circles and lines can see some object. First it is the human object, then bird, dog or cow etc. their masterpiece is amazing sometimes. I did keep some of them for my blogging purposes. Some of my bloggers suggested framing them up and hanging onto wall. Though I wish to do that but right now my house do not have a nice location to do it.

However recently we just empty the second room and turn it to elder girl’s bedroom. When time permit, we will repaint the room and change some study table for her. After that, we may hang some of her masterpieces in her room too. I did not keep all of her work coz my space is limited. Most of them are scanned copy and store properly in my computer. If I will to keep all her hard copy, then I may need an Art Storage company to help me store them! LOL!

Psst..psst..the main reason that I did not keep all my kids’ masterpieces are due to my hubby. He is the one object I keep coz to him, lean management is important in daily life too. No keep no explode!

Gift's choice

Whenever I buy present for birthday person, my gift’s choice will be based on their gender. By thinking this way, I will have fewer headaches to decide the item. For girls, I will look for cute hair accessory or dresses; for boys, usually sports gifts or car will be my first priority. However many of my friends to buy stationery or books most of the time. to them, kids should develop reading since young. Hey, I know reading is essential, however they also need fun in between reading and homework, right? Haha…as such, most children are thrill to get present from me as they know I will buy them something really special every year!

Handmade movie

Have you ever heard of handmade movie? Let me show you the short clip that I found while blog hop.....lately I am super free, so have plenty of time blog hopping....bad time, nothing much to do in office now!

Originator is Coraline, check out the web for more great shows!

Need a holiday!

Economic so bad now, till my hubby dare not promise any vacation plan to me. Not even a cheap and near place. He said better save the money for emergency now since now he has to take unpaid leave every month, sort of cost down activity for the company. Not only his company affected by economic crisis, my company slowly implement cut cost exercise too.

However I still told my hubby that we don’t need any luxury hotel rooms for the trip, as long as the hotel room is comfortable, then it is more than enough already. I just wish my girls to enjoy the trip since it is very long time we did not go for holiday!

Honeymoon with him

Many blogger mummies commented that they hardly have chance to have ahoneymoon vacation with their spouse since baby arrival. This statement including myself too. most of the time, if we wish to travel far, we have to think of the kids first. However most of the time I will bring them along. This is because I will feel guilty for putting them at home while we enjoy the tour.

So far, I only did it one time whereby hubby and I go to Europe for a 15days trip. Of course I miss my girl dearly throughout the 15 days. I actually spend a lot of money into buying things for her, just to cover my guilty. Since then, I told hubby will try to include them for every honey vacations in future, if any.

Kitaro - greatest musician that I ever know!

I love Kitaro! Hehehe...not because of his long misai or hair!! But his great songs...yes, all his songs!

I listen to his music sing secondary school, about 1987 if not mistaken. At that time, me not afford to buy his original cassette. During that time, no CD, only cassette! So whenever my classmate (who is rich) bought his new album, I will ask her to copy on cassette for me. She is my best friend actually, so she allow to do that for me without making noise. How lucky I am ya.

Till now, I still listen to Kitaro songs. Those are evergreen songs to me.

My favorite song - Matsuri.

You can find lots of Kitaro songs from youtube. Check it out!

Health equipments

People nowadays very concern about their health condition, including my parent in law. My MIL will go for check up every month. She had high cholesterol and high blood pressure history, so the clinic need close supervision on her. Lucky my MIL very concern about her health condition, so she will go for check up diligently every month. However my father in law is opposite with her. He has health problem history like the wife too but he too lazy to follow up on his medical check up. He will try to avoid medicines too. *sigh*

Though he lazy to go clinic for check up but he bought few medical equipment to self examine his blood pressure as well as his heart rate. Therefore in his room, you can find the high blood pressure monitor as well as the heart rate monitor. Due to this, we always warn the kids don’t play with those stuff, else the grandfather sure will scold them no ending.

Gold investment

I am not a jewelry person like my mom, that’s why I seldom use my extra money to buy any jewelry for myself. However my elder sister is opposite with me. she will go to bank or jewelry to use her money for gold investment. By the way, she only play with gold that printed on book but not physical gold though. Get what I mean?

Nowadays, playing with gold is very common. It is not so risky than share market. This is because gold price will increase value every value but not value depreciation. Of course you need close supervision for gold market before investing your money into it. Once it is up price, then you should sell it, so that only you can enjoy the profit. Other wise, just keep for few months or few years. I am sure you can gain back extra money from it. at that time, I am also sure you can buy more expensive Designer Jewelry to show off with your friends.

Chinese blogs

Lately I fall in love in reading Chinese blogs. The first blog that I will not never miss in a day is Twinsmum's blog. Her humor writing always can make my day. From her blog, I will blog hop to others' Chinese blogs. I am so enjoy reading their blogs, funny, humors, so real and many more. I wish I can write as good as them. Too bad, I cannot.

There are plenty of good Chinese blogs out there, I will explode one by one whenever I am free.

Girls, dun sick again hor!

I think I need break now. It's my time to rest. The girls had recovered from sick but yesterday the younger girl has high fever suddenly. Scare me. I quickly feed her fever medicine and sponge her at the same time. The fever went down after a while. After 3 hours no show of high fever again....phew...what a relief! How come suddenly got fever ar. Lucky I did keep some fever medicine at my fridge. If visit doctor again, I am sure he will say: hey, cutie, you come again ar! LOL

Girls ar girls, dun sick again lor, else don't know when only we can have our Orlando vacations! Papa said now cannot go for holiday coz bad time now, but he promised will bring us once economic become better.

wedding ideas

If you are going to have wedding ceremony soon, I am sure you will feel very excited. Am I right? I had gone through this phase before. However due to first time doing this kind of big job, I feel lost at beginning stage. I don’t know where to start!!!

Lucky I have few best friends who got married earlier than me. So I have chance to ask them from now and then. But you don’t have any friends to refer, also don’t get panic. You can also get tons of Wedding Ideas from internet. Those ideas are proven to help helpful and resourceful for new bridal like you. Alternatively you can hire their helper to assist you in your wedding planning. Find out more information from Wedding Channel today!

*sore throat*

Hopefully it is only sore throat, but not other sickness.

How to celebrate Valentine's Day?

*Sigh* Both my princess are down with diarrhea, vomiting and fever. One after another I tell you. The very first one who got this germ is my SIL’s son. After that he spread the germ to my younger girl when he is here. When my younger girl almost recovers, the germs go to my elder girl now. Poor mummy, had been sleep deprive for more than a week now. During mid-night, they will vomit or diarrhea few times, so this poor mummy got to busy clean up the messy plus feed them medicine on time coz they are having fever too.

In fact, hubby had planed for some outing during weekend last week and this week. However due to all not feeling well, make me no mood to go out too. looks like our Valentine’s dinner at New York Restaurants got to cancel too.

Wedding preparation

The moment when you plan to tie the knot with your love one, what is the first thing come to your mind? I think most likely is to choose which bridal house, right? It is very important to select best customer service bridal house. Other wise you might complaint a lot if their service level is poor. Other than selecting nice wedding gown, you also have to headache on what type of wedding favors are the best choice for your guest. Most bridal house will include wedding favors for their customer to select. Of course, you have to compare the price first before finalizing your choice.

Alternatively you can do the price comparison from internet since nowadays you can get lot of bridal house who do their business online!

Alarm clock

Both my girls start schooling now. Every morning their daddy will wake them up. Of course their daddy need alarm clock to wake him up first before he come and wake us up! LOL

My body alarm all these while is set at 7.00 - 7.10am. I will wake up automatically without anyone wake me up. However my elder is in primary school now, and her session start at 7.10am. Therefore she need to wake up by 6.10am latest, else she might be late. So we need daddy's help as he is always wake up at 6.00am before off to work. However the elder girl ask for an alarm clock now. She claimed that she need a personal alarm clock, so that we don't need to wake her up daily. Good idea? Now her daddy crack his head now, to think what type of clock to buy for her. Or shall he just buy her Polar watches that come with alarm function? How much will it cost? Time to do shopping now!

New dresses

After CNY festive, I am quite relax a bit coz not much sewing order in hand now. Which mean I have lot of time to develop some new dresses design that I got from internet. Currently I have few design on hand, so will try out one by one slowly. I did not buy new fabric for time being too coz I have to finish in hand fabric first before spend more on fabric. Else I may use up lot of capital which is not a wise decision especially crisis time now.

Haiz...better less talk about crisis time now, it will spoil my mood!

Let's see some of my latest dress collection:

Click to enlarge

Invest in coins

I think my BIL#2 can become a coin dealer now. The reason I said so is he has lots of coins from different countries. He will upload the coin at Ebay international and sell online. Mind you, the price that he listed is not cheap at all. I wonder why all these people willing to pay such high price just to keep the coin? Are those coins really worth that much? I doubt. Holding too many coins in hand also no good. This is because I see my BIL always carry the coin bag wherever he goes. He worries his bag missing, so always bring it along whenever he goes out. So stress ya. When he drive back to Melaka from Kuala Lumpur, he will bring along his bag too. *shake head*!

Garden wall fountain

I like to see fountains, especially listen to the water running down sound. It's so comforting. I wish to have wall fountains at my garden in future too. Existing no place for me to fix this accessory coz my garden look lousy in another word. LOL

If possible, I want wall fountain like this:

When you look at it, you will have a feeling of old Roman Times. Don't you? It is so perfect for any outdoor garden setting or indoor environment too. The more I look at it, I more possession to wish to own it! :)

Diet and sick

Anyone can tell me where I can get diet pill that works right now? I had been eating a lot during Chinese New Year festive for the past 2 weeks. Lots of meat and junk cookies...until I am having sore throat and fever!!

Lucky I did not spread the germ to my girls, else I will be guilty as charged. However they still have cough, I think must be due to too much soft drink and keropok! Sigh...sien...usually festive season we happy and enjoy first, later part only suffer the pain!

Make you more prettier

I went to do facial wash at a hair saloon shop 2 months ago. Once a while should pamper myself, right? This saloon shop did provide facial wash service and their price is much cheaper than beauty house too. That’s why I afford to pay for it! LOL

Anyway, I was told learning to do facial wash or skin treatment is very popular nowadays. Many graduates after graduating from main course, they will take up a short course just to learn skin care or beauty knowledge. So that when they enter working life, they know how to treat their skin and face nicely. In fact, I regret I did not do that. As a result, I don’t know how to make myself look more elegant when come to office wear or make up! I wonder now beauty school houston will still accept me as their student or not!

Lazy bug attacked me now!

CNY festive is over. Many commented we have 15 days to celebrate this festive, however to me, once I back to work, mean this festive is over. LOL

Back to reality now. After 1 week of break, now I feel so lazy to stay in office. Had been eat and sleep throughout the whole week, suppose rejuvenate enough and more aggressive in work. But I just don't have the mood to work now. Die....got to find back my mood and work hard on my e-website now!

Hey, feel free to visit my homemade clothing website whenever you are free. I also welcome your comments, be it positive or negative comments. Just shoot me!

Enjoy first, diet later

Chinese New Year is just not even 1 week time. Everyone is busy do the last minute preparation now, including my family too. Love to celebrate Chinese New Year festive but not my hubby. To him, CNY is the time to spend spend spend lotsa money. LOL...yeah, you can say he is a stingy man!

During this festive, I can enjoy eating my mom's best dishes. We seldom eat out during this festive too. First outside food is pricey, secondly not so nice, thirdly not healthy. My mom's dishes will never miss out any meat. Majority of her meals sure include 2 - 3 types of meat I tell you. I think I will need to take Lipovox after eating all the good food at my mom's house! LOL

Time is priceless

Sometimes I dislike to call toll free number of some companies. The main reason the customer services personnel will put me on hold forever. I am not bluffing, I bet some of you ever encounter this matter too.

If they put me on hold and get my thing settle, then I don't mind to wait a while. However sometimes even after on hold for more than 15 minutes, they still unable to help and solve my problem. That's the most headache part. This act will not only waste my time, also wasting my money too. Hey, don't you know that time is money too? Money cannot buy back your time!!

It's so crowded in shopping mall now

Blame to myself now. Regret I did not do my CNY shopping 2-3 weeks before. Now I have to be sardin fish with others to grab the food and drinks for this festive.

This year, me really busy with my sewing order until no time do the shopping. Last Sat and Sunday is the last weekend for me to do so. So no matter how busy I am, I still have to drag myself go to shopping mall to buy something. Previously my MIL will bought, but lately she seem lazy to shop for them. So me took over the job and buy something for the festive.

It is so crowded in Tesco, until my trolley cannot move smoothly. I afraid other trolley will hit and hurt my kids, so I put them in trolley instead of letting them go wild. But I will let them run about in clothing or shoes dept, less crowded there. Due to too crowded in food and drinks area, end up I did not buy as per my list. I just do simple shopping, told hubby let's go some where else. I rather pay more instead of being sardin fish here. LOL

Note to myself: next time better shop early no matter how busy I am!

New furniture

Our new house slowly can see some furniture by now. We did not buy in bulk first coz we need to budget our financial first. If we will to spend too much at one time, then we might face financial tight for that particular month. Hubby is a rational consumer. He will never do this. He will feel very pressure if he know his pocket had burnt a big hole and cannot last till month end. LOL

Most of the rooms have occupied with some mattress, including the bed sheet. So anyone of my relative or friends want to come over and stay, they can have a peaceful night too. Too bad, my kitchen still look very empty by now. no thanks to hubby. He is not willing to spend money for kitchen renovation yet. His commented that we seldom stay there, less cooking. So no need to spend a bomb for kitchen first. If I really want to put the oven or rice cooker in kitchen, then he will find some DIY table or racks for me for time being first. Aiyo, the house so nice but the table and racks will spoil my kitchen look. No choice, he is a very practical man. To him, he will only spend for kitchen once we move in officially. I think he going to hire boston moving company to move in those DIY tables and racks from his friend’s shop.

Hair salon

I redo hair re-bonding on Monday. I did it once a year. Last time it took me 4 hour plus to complete the whole session of re-bonding. This year the saloon girls also took almost 5 hour to complete it. so you can imagine my tiredness and I also feel hungry when it is nearly 6pm. Lucky one of them make Milo drink for me, else I think I will fainted and no energy to drive my car back.

This salon has very good business. Throughout the few hours while I was there, I can see lot of customer walk in or call in to make appointment. I also make appointment coz I worry too many people there and have to wait longer hour. I think the shop must be making lot of money though they are very tire too since have to stand in longer hour too. How nice if I have the interest in hair beauty, then I think I also can make big money now. Too bad, my parent did not aware about beauty school last time. Other wise I will ask them let me enter the school and learn the skill.

Schooling days start again

This year both my girls will go to school. Elder girl in primary 1 and youngest girl in Kindy. Elder girl shouldn't have any problem since she is quite an independent girl. I only worry my youngest girl. True enough, she cry in first day, second and third day. Haiz....at least I have to bid bye-bye with her and let the teacher handle her.

I cannot always accompany her. If I do so, mean forever I have to be with her. Experienced parent me must learn how to LET GO!! I love you so much Lyon, but this time mummy have to be more hard hearten, else you will forever be my baby!

Faucet

Hubby's friend from Penang came over our new house to stay during Christmas week. His's sons having fun time with my girls, all of them play non stop although they just meet for the first time. Hehe...kids easy to make friends ya!

My new house's not yet fully furnish but I can say already 70-80% furnish for time being. Just that we yet to fix a water heater for time being. If they want to bath with warm water, then have to use kettle to boil some hot water. It's troublesome but they don't mind. Other than looking for water heater, I may need some nice and affordable faucet for my bathroom and kitchen! Wonder how much should I budget for it?

New Investment

Economic getting bad lately. Everywhere we can hear about cut cost, retrenchment, pay cut activities etc. I wonder how many of us afford to play with investment into gold or silver now. Well, according to hubby, if you plan your financial well, for sure you will have little money to buy some gold or silver for investment purposes. Hehe..this theory I also know but talk is always easy than work for it , right?

Anyway, if you wish to try your luck in gold or silver investment, you can always read more at Monex Precious Metals. Who know one day you might earn a decent money from this field.

My girls going to school/kindy next year

....how time flies.....

Video clip

I have got an assignment from one of the advertiser, asking us to post comment at Youtube. I can post comment as usual, but I am not understand how to send my url for approval now. Headache! This kind of assignment also got. In fact, they are clever too, promoting their site via video clip. Brilliant idea!

But I have to trouble my buddy to help me on this assignment. Lucky they willing to share with me, else I don't think I will settle this post.

Btw, this post had over due. Hopefully they will manually approve my assignment then.

Legal fee not cheap

According to old folk, if you are not rice people, then you better don't involve yourself into any suit case. Once you engaged in any legal court case, then you have get ready lot of money to pay for you lawyer fee. Hey, one court case easily cost you few thousand I tell you. I am not sure about fee from Chicago injury lawyer. However you can find their quote from their website easily. Just do a little bit of home work before start your suit case.

Nice jewelry

I always admire those actresses who have the chance to wear designer costume jewelry for publicity. Hey, they wear for free and sometimes the jewelry will offer them some free jewelry too. Don’t you think it is so great to have free and elegant jewelry? I don’t think I have the chance since I am not a model nor actress. If I want to wear, mean that I have to dig money from my own pocket. But then, designer jewelry is not cheap at all. Unless I own a super rich spouse lar, then maybe he will give me nice jewelry as anniversary gift.

Vacation in Europe

Have you ever think of going to Los vegas? Frankly I never think of this place so far. Myself personally prefer go to Europe than US. Don't know I just fall in love with Europe scenery since I first step onto Europe land in year 2005.

I wish I could visit Europe again, together with my girls plus hubby of course. However spending vacation in Europe is not cheap. 4 pax of us easily cost us over $30K I tell you. Sigh...how nice to be rich people ya...can go anywhere, anytime we like!

Shall I stop?

I am seriously thinking to stop taking sewing order for CNY now. My cut off date for CNY order given in my Kids Paradise supposed is 01/01/2009 but I think I should make another announcement. The main reason is I have to spare some time to do school uniform for my girls, as well as their CNY clothing. If I keep taking orders, then I might not have sufficient time to do for them. I cannot be so selfish right?

I also wish to see my girls wear pretty dresses during the festive!

Old car to sell

My FIL own an old junk car, Nissan brand. His car’s condition not so good actually, so hubby plan to change a second hand car for him. However my FIL reluctant to sell off or trade in his old junk car. He was saying his car still can use no major defect too. Further more he does not want to burden hubby coz if he buy new car mean my hubby will have another loan to bear. But accoding to my hubby, second hand car now quite cheap. In less than $5K, we can get a car already. That’s why he keeps persuading his father to book one. Let’s hope my FIL will listen to his son’s suggestion.

If he allows us to buy for him, then we will have to look for auto insurance for the car too. There are so many auto insurance plans out there. It is quite a hassle to shop for one plan. Someone recommend me to use Tennessee auto insurance, I will go to the site to take a look later. If it is ok, then we will go for it.

Presents for Christmas

I love to buy present for my friends or children. Just love the feeling of spending! LOL

Well, economic getting bad now, I should restrict myself from spending unnecessary stuff now. I will still buy for them provided those items are useful and practical. Other wise they might keep in their wardrobe and untouched too. What a waste, right?

This month I shop a lot on Christmas presents. It is like gift exchanges culture every wear now. Never mind, as long as the children are happy, then it is more than enough already. By the way, I also need to shop for Wedding Gifts soon. My niece getting marry during Christmas week, so better get the gifts ready by now. Or, should I get her some silver necklace or bracelate?

Lipovox

When women come to certain age, I am sure they will face some problem like having wrinkles, acne on face; over weight etc. frankly I also start thinking these similar issues when I am over 30 years old now. That’s why I try to control my food intake as well as my calorie intake. However it is not easy to control food, especially our country is famous with variety of food choices. Well, if we really care our body, we should pay more attention to our body, right?

I was told some ladies willing to take diet pill just to reduce their extra fat and weight. I am yet to venture into diet pill. Should I try it one day? Let’s read about Lipovox customer reviews first before I take the risk.

Free photos

Who want free digital photos? I bet everyone wants it if got the chance! Now, hop over to my domain to check out what I am going to get in a week time. *wink*wink*

It is true that they will send you free photo provided your post had been selected by them. Hurry up, while the participants still not yet reach 50!!

Good luck ya!

continue study?

If you think you still want to continue your study now, perhaps you can try it at Capella University. It has lot of online degree for various program for you to choose from. Moreover this university has good reputation in education field too. I am once ever thought of to continue my degree course after marriage but till now yet to materialize it. I think I can start consider it now since my children are quite older by now. However sometimes my younger girl still will disturb me while I am doing my own stuff. She seem likes want the full attention from me. Sigh!

“This blog post was based on information provided by Blogitive. For more information, please visit Blogitive.com.”

Horses in Zoo

During last school break, we brought the kids to Zoo Melaka. Don't know how many times we had been to Zoo Melaka, but my kids still love this place very much. Each school break they will begged us bring them there. First 2 trips, they reluctant to ride on horses and they claimed the horses are smelly. But last 2 trips, they dare to ride on it after our encouragement. I afraid my younger girl will fall down if she ride the horse alone, so I accompany her. Hey, it's fun! I seem like a little girl when ride on the horse I tell you. Oh ya, the horse are very strong, wonder did they take any horse supplements or not. I also worry the horse will suddenly walk or run while we ride on it. Lucky he is not.

My girls said they want to ride again if they visit Zoo again. :)

Disneyland

Michelle and family just back from HK Disneyland. Looking at her Disneyland photos, it did bring back my memory. Hubby, myself and Wien went to HK Disneyland in year 2005. We promised to bring Lyon when she is older a bit but till now we yet to material our promise. Whenever Lyon see those Disney pictures from the pc, she will beg us to arrange one Disney vacations for her. Sigh.....I can go anytime actually but have to wait for hubby's free time lar. Be patient girl, am sure you will able to go Disney!

The sheriff date me! :)

**The sheriff is looking out for you. You have been given an extra assignment. Thanks for all of your hard work.**

See see, the sheriff finally found me again. I cannot remember when is the first time he is dating with me. Hahaha....the assignments are quite a lot, but since the lead time given is quite long too, so no worry lar, I still can finish them after the Hari Raya Haji break!

btw, am going to A Famosa this weekend. Let the girls having fun at the kids pool. I also asked my brother and sisters' children to tag along. It's gonna be a fun trip for all of us! Yeah!

Work in oversea?

Many of the Multi National Companies (MNC) having retrenchment now. Also many of them having shut down during Christmas week too, including my hubby’s company. Economic getting real bad now, so we better spend wisely and be thrifty now. For those who had been retrenched by the companies, really feel sorry for them. Coz the compensation is not that much actually plus so many mouths waiting for the bread maker to feed them. I heard from hubby that some of his colleagues go to HR to appeal but fail too. Look like they really need the job. Hubby said if he is one of the retrenchment staff, perhaps he will try his luck and find jobs in Austin. Wow, that is too far lar, dear!

spider trap

Don’t know why my father in law’s room has lot of spider lately. My girls will scream once they spotted any spider in his room. They will call my mother in law to catch those spiders. Once my MIL managed to catch them, they will take turn step onto the spider. Gosh…poor spider dies under their steps!

By the way, it is not easy to catch those spiders I tell you. They will run away real fast before you managed to catch them. I wonder should I buy some brown recluse spider trap and keep at home? So that MIL can use it in FIL’s room. Let me check out the price first.

I got start from payu

Wow!!

Surprise! Surprise! Surprise!

I got star from Payu. The very first time I got the sheriff star is ages ago. Now I got it again for second time. Wow...happy...but also worry, can I finish it on time? Me getting lazy doing bayar post now. If got it, I will do. If don't have also doesn't matter. I still got other things to do.

Alli

I am soooooo keen to lose some of my weight now. I had tried many ways but still fail. My face looks so round and chubby like a baby! LOL

Most of my body fat is come from during pregnancy period. Even after giving birth to my 2 girls, the fat still there, no matter how I control my diet. I had asked friends around me how they lose weight easily. Well, most of the answer I got are either exercise, control calorie intake or taking weight loss pills. But choosing the correct and reliable weight loss pills is very important; you have to be wise while doing the selection. Not all pills suit well to our body.

Did anyone of you try alli? How was it? Any side effect after taking it? Appreciate you could give me some comments if you ever take it!

Sooooo lazy to update blog

Yeah, I am veli lazy to update my blog lately. Lazy bugs attack me now!!!

I am free but I am sooo lazy to write a post for my blog, even my kids' blog I also think so long only manage to find a title to blog.

Btw, I SPOIL A DRESS TODAY!! Feel so geram and frustrated. The dress almost complete, pending the zipper. But during ironing, my iron too hot and cause iron marking there. It is impossible to get rid of the marking you know. So what should I do with the spoil dress? I think probally will let my elder girl it lor....sob sob sob....

Canon powershot

My niece request a Canon Powershot as his birthday present from his dad. Surprisingly his dad fulfills his wish and bought him the latest version of Canon model. See, how lucky children nowadays!

At first I thought my stingy BIL will not buy for him since all this while he only buy affordable gadget but not branded type. After I asked him, only know that only latest version of camera able to have variety of features, plus the quality is much better than old model/version. Looks like my BIL slowly accept the new trend as us!

control your spending now

Everyone talking about recession now. I heard many MNC companies are retrenching staff now, including hubby’s company too. For the first time hub’s company having shut down for a week during Christmas time too. Some of his senior level managers start worry now. They thought they can survive till they retire but look like now there is a threat now that restrict them to reach till retire level. God bless them ya! If you are having commitment like housing loan or car loan, I think you will feel very insecure now. *sigh* everyone having hard time now. Let’s pray it will over soon!

Christmas For Payatas

It's another year end now, the most popular festive aka Christmas is around the corner too! Have you ever think how to celebrate this joyous festive? Well, I am not from Christine religion but I still celebrate this season with my beloved kids and hubby. Frankly I love this festive more as compare to Chinese New Year. CNY is a very noisy festive for me and hubby whereas Christmas is totally opposite with it.

While you busy preparing for your Christmas festive, don't forget those needful person or kids from poor country like Payatas. The children there have to start earn a living as young as 4 year old. Mind you, my 4 year old girl still happily enjoy her life here while her same age kids already start working. Gosh...so heart pain moment ya. I urge everyone of you spare some time watch Youtube video from the side, I am sure you can have a clearer picture on what's going on there.

If you wish to help the children there, so that they also can have a happy and joyful Christmas, please join the Christmas For Payatas campaign; help them in whatever way you can!

Asimo, we are coming

Tomorrow we are going to KL for our one day trip. The main intention is to visit Honda Asimo who will be in One Utama from 14/11 - 16/11. My girls feel excited once they know they will be able to see real robot soon. In fact they like to watch Wall-E, that's why hubby willing to bring them just to see real robot.

Anyone joining us?

knee protection

During Beijing Olympic 2008, we can see those athletes wearing some kind of tapes at their knee or shoulder area. My kids curious to know what that is for. After they knew it is kind of kinesio tape, they request me to get some for them too. *slap head* They thought they are athlete! LOL…to them, they also run here and there, so need to wear kinesio tape to protect their knee too!

As I know Kinesio Tape gives support and stability to our joints and muscles without reducing circulation and range of motion. It is also used for Preventive Maintenance, Edema, and Pain Management. Looks like only athletes only eligible to use it.

Diet topic again?

I love unhealthy food. Many had told me that better stop eating unhealthy food like nugget, ham, burger, canned food etc. however I just could not resist from taking them. I can eat them everyday I tell you. Due to this bad eating habit, I had gained extra weight without my knowledge. Now I wish to get rid of extra 4 kg from my body. I had tried many ways, such as less eating fattening food, more walking, less sitting, and diet pills too. However my weight still remains with me, no matter how hard I had tried my best. Anyone can recommend me best diet pills in the market now?

Health care center

If your house having elderly old folk that need special care, perhaps you can consider Fort Lauderdale Home Health Care. This health care center has specialist to provide a range of health care services that respond to the needs of seniors and the communities we serve. It is cost effective if you will to select this home health care center to help you take care your old folks. As we all know that hiring maids to stay with us is not an east task. You will never know that your maid will obey your instruction or not. More ever you have to spend time to teach and train them. However majority of us are lack of time to do so, so it is better to let professional to take care them. Right?

Save money for renovation soon

Early this year we bought a house near town area. At first we were thinking to rent out the house after some clean up and minor painting. However once all these were done, hubby quite reluctant to rent to outsider. He said he rather treat this house as holiday house for all of us during holiday or weekend instead of letting outsider stay and they might dirty the house too. After think twice, I agreed with his suggestion since for time being we are still afforded to pay the housing loan.

We planted some nice carpet grass at front porch as well as the empty land space. The grasses grow well now, so we can see a nice house environment too. When we first enter the house, the grass grows even taller than my elder girl. After spent few weekends here, clean and cut the grass, so it has a better outlook. No wonder hubby so reluctant to rent out as he had put into lot of effort to beautify our own house.

Since we confirm want to treat the house as holiday house, then we might spend some money for the renovation. However renovation costs not cheap nowadays due to most of the materials are increasing price now. We got to plan and budget properly before any action taken. 2 places must put as priority now: the kitchen and bathroom. Our kitchen now totally empty, not even has a rack/cabinet for us to keep our utensil. As for the bathroom, if possible, I wish to have some quality Bathroom Furniture like bathtub, shower systems, bathroom accessories etc. all these material not cheap too, wonder hubby willing to spend for it or not.

Take care your eyesight

No doubt TV is the best babysister for kids but sometimes I wonder will I indirectly spoil their eyesight? Most of the time I love to turn on their favorite TV program or VCD during meal time. To me, using this method, I can feed them fast and finish in less than 30 minutes time. However many of my blogger mummies commented that we should not eat in front of computer or TV as this way will affect our digestion and eyesight as well. When they are having eyesight problem, then you got to spend more money onto their eyeglasses. Oh dear! Should I stop doing this? Perhaps hubby is right: we should eat at proper place, proper environment if we can. Ok, I will slowly change my bad habit now.

Eyeglasses are not cheap nowadays; one pair of it easily cost you $100-$200++. Further more you have to remind your kids to take proper care of it; else they might break it very fast. As you know, kids are very careless group and they are very playful too. If they break their eyeglasses every year, you are going to broke I tell you. LOL

.…so better take care their eyesight now!

Never ending busy...

Oh dear, I am getting lazy to blog lately. Previously I will update this blog by daily basis but now only twice or thrice a week. Am I really out of topic to blog? Or due to I am plain lazy to blog it....

Side note: Last week I went to Kamdar to source for cloth again. This round I try to source for all my backlog cloth and I had spent over RM90++ for this visit. Hopefully I can clear the backlog by this month, so that I can get back my money then!

Be a beautician

My nephew having SPM examination now. She told me that after the big exam, she wish to apply for UTAR admission in Kuala Lumpur. I asked her why not try apply for local university first, if cannot get then only think of other way. But seem like she does not have confidence to get a seat in local U. well, she is still young, if all application fail, she still can take another 2 years time in STPM. Worst come to worst, she can try her luck in beauty schools in missouri since nowadays beauty line also doing well. Majority of women like to pamper themselves now and they willing to spend more money for their face and body too!

scrapping

Some blogger mummies very talented that they can do and make nice and creative scrapbooking for their children. I always told myself that I must learn this skill one day. Well, I had been talking about this for almost 2-3 years by now, yet I still did not take any step to do it. Blame it to my laziness!!

They told me that scrapping is fun and easy to learn too. However when I know I have to download their freebies and software, then I think twice again. Do I have time to do it at home？ Will my children allow me stay in front of pc? Will they scream to me that they want to play computer games once they saw me on the pc? Oh…too many concerns. I think I better on hold this plan a while again. LOL

Ohbin - 活在当下

Ohbin - my new found cook blog lately. Ever saw this blog appeared in Twinsmom site, but only today go to her site to see her posts. Oh, it is a wonderful site I tell you. For those who know how to cook and wish to try new recipe, do pop over to her site now, I am sure you will fall in love with all her cooking posts! Her cooking posts really tempted me try one or two in coming weekend.

....psst psst...she even use chili padi's leave to fry with eggs!! Can you imagine that? This is surely another creative way done by her!

Exercises!!!

I think I need lose weight pills now. My weight suddenly extra by 4kg despite I am controlling my food intake. I don't know why my weight will go up like that. I am trying to get rid of some extra weight/fat now. I eat lesser of rice at dinner time too but still fail to meet my desire weight. Perhaps hubby is right: I should start exercising now, don't just depend on diet pills or other short cut. To him, exercise is the best way to have healthy and fit body figure.

Another quality claim

Haiz....economic already very bad, yet my company still afford to face quality claim issue. Imagine, if your products having problem, then customer want you to compensate every single cents, including air freight the replacement at your own cost. I tell you, you are doing losing money business for this batch. No company afford to bear air freight cost, especially if your profit margin is not that high.

I don't know how my boss going to settle the big amount, it is close to RM1.00 million!! Not a small value!! Looks like our bonus also gone this year! Sob sob sob....

Hard earn money

Economic getting worst lately. As a result, lot of businesses had been slow down a lot, especially after fuel oil price jet up tremendously few months ago. However fuel oil price drop recently; the price back to 2 years ago price. This is a good sign to every one of us. However the household items or stuff price still remain high. The sellers seem no intention to drop their price in conjunction with drop of fuel oil price. Public like us start making noise, they demand for price drop. Government also start to slowly enforce seller to drop price, else they will take action against them. Haiz….you think seller willing to drop price at this hour? They bought their stuff during price up too; of course they need to maintain the price until the batch finishing selling.

During increase price period, business owner also hard to collect back their debt. This is because everyone are tight with cash, so they try to hold their payment as long as they can. Therefore many business owner facing Debt Collection during this hard time. some companies still afford to hire debt collection agency to help them collect back their debt. For those unaffordable one, they just sit and wait. In fact, my company also facing debt problem. My boss use his power to force the sales team to collect back the debt, else they commission will be on hold.

Happy Deepavali

27/10/2008 will be the Deepavali festive for Indian races. As usual my Indian colleagues will invite me and my family members to visit their house to enjoy the nice dishes and sweet cookies. This year I am still thinking whether I can visit them as usual or not since I still have plenty of sewing backlog to clear.

After think twice, I decided to go since we only celebrate Deepavali once a year. How can I miss the chance to enjoy such nice Indian style food. My girls cannot take spicy food, so they only can take cookies and drinks.

Here wishing all my Indian friends and colleague:

Happy Deepavali!

More orders come in now.....

My pending orders increase to 10 dresses by now. Some customers hoping me can rush for them within a week time whereas some just give me "no lead time" to sew. But I will still try my best to get the dresses down in 2 weeks time. Hehe...I was thinking shall I impose more charges if they ask for 1 week lead time? :P anyway, just kidding. Later they will run away from me and no more business for me then. New business owner cannot be so choosy ya!

I am glad that I can get such a good number of orders. At first I was thinking no one like homemade products cos outside you can get the same products with cheaper prices as compare to my prices. Some customer prefer unique design, so they will love me tailor like me to sew for them. I am appreciate for the skill I have now, hopefully one day I can make this business growth. Who know one day I may have franchise opportunities from famous store that solely ask for homemade products. !

Quality stroller

We bought our first baby stroller when our baby girl is nearly 4 months. We need it for outing purposes, else my hands will be pain if carry her throughout the outing time. Hubby will not look for low grade stroller as to him good thing no cheap, cheap thing no good. LOL

Stroller is useful if your kids or babies can sit still inside it. For my case, my girls dislike stroller, they prefer us to carry her. *Sigh*…in fact I should try them sit still inside stroller but I don’t have the heart to see them crying badly, end up I carry them instead. Hubby said I spoil them, so I have to bear with the consequences! What a bummer!

Ok, if you are currently looking for better quality of stroller, do check out Bugaboo stroller from Babyearth. The site has variety choices of Bugaboo strollers for you to choose from. The price ranging from $20.00-$800.00. Their designs have sophisticated function in a simple design which gain popularity from consumers. It is also one of the world famous retail that emphasis on mobility needs of parents and creating a new breed of stroller that is versatile, streamlined, and has own personality. Read their baby product review for more information about their stroller.

payu ask for interim......do it!

If payu is one of your boss, then you better listen to their new request now! They ask you to write more personal posts instead of pp only ya. They got their point too, who want to read blog posts that full with pp wor....right?

If your blog full with pp, then better give them a change now, else you are going to loss one more boss I tell you!

lucky kids

Kids nowadays very lucky. Whatever they want, their parent will try their best to fulfill their wish. I am not sure this is good for them or not. To me, never ever treat your kids like that. This act will make them take things for granted and they will never appreciate the stuff too. Unlike our olden days, we earn every single cent, just to buy the item in my wish list. Our parent could not afford to buy for us due to limitation in financial. I heard my elder girl her classmate brought ipods to school. He told that the ipods was the birthday given by her parent. *sigh* see, don’t you think he is so lucky!

Do sewing or go kai kai?

I have lots of back log in hand now....and it is weekend again. Hubby planned to overnight at our house again as he said he want to some painting there again. In fact, i am quite reluctant to go after seeing so much pending dress wait for me to finish it. Hubby teasing me that he willing to invest another sewing machine for me and place at new house. Wah, no need gua!! I am not guarantee my sewing business can last long ler. Well he said must have confidence to myself, then only can succeed in doing this business.

.....maybe I should follow his wish after all it is weekend, time for me to have fun with my girls mah! Ok, after this I will pack some light luggage and go over our new house later!

By the way, do visit my kids fashion blog for latest dress collection, Princess Dress!

Study MBA wor....

I heard my hubby said some of his female colleagues took MBA course by part time basis. I am impress they can do coz they still have some children to mind with at home. I think they must be having good helper at home or maid that can help them out while they are away attending courses. For time being I don't think I can do like that, my girls still small and they need me. My hubby not a good entertainer, that's why they will come to me most of the time even though their papa is at home.

I think if I wish to take MBA, I can always go for online colleges like Capella. Imagine, we can just study online at home, at the same still can spare some time for the children if they need me. Online colleges equally popular as normal colleges. The only different is we can study at our comfort house and not restricted to fix time schedule. Isn't it great?

“This blog post was based on information provided by Blogitive. For more information, please visit Blogitive.com.”

National phone number

Sometimes we will receive unknown phone number being shown in our house telephone as well as mobile phone. If we manage to talk to the caller, then it is still ok, at least we know who they are and who they look for. However sometimes the line will cut off before we manage to answer the call. If that so, then we’ll have difficulty to know who is the caller. Now with the help from National Phone Numbers, we will able to trace the number as well as the caller ID. To start locate the number, first look through the list of states on the page, then, select the appropriate area code for that phone number. After that just input the number into the search box, then you can get very specific information on any individual. The best part is other than the caller’s name and address, you also able to access to detailed background information on almost every aspect of this person's life. Cool, isn’t it?

By the way, National Phone Number also has Reverse Phone Number Lookup service, check it out!

Lesser open house

This year seem like no open house from Malay colleague. Last time I think I had attended at least 3 houses. I think this year they are out of budget; everything is increasing now, so better save the money for emergency use ya.

Btw, I can also save some money if I do not attend any open house. This is because I will buy something for the host if I will to go to her/his house. I will feel bad if go with empty hand though. But for Chinese New Year, I will only bring mandarin orange which everyone will do the same. hehe....yet I still seldom visit my Chinese friends during CNY.

budget hotel

At first I thought I can snaking today coz bosses are outstation and some managers also on business trip, so left we in office only. Also means that we can do whatever we like since the big cat is not here. LOL

First half day, I am very relax coz I really not fully focus on my work but surfing net like no tomorrow. But after lunch hour, my boss asking my favour to check hotel rate for him during Deepavali period. Oh no, peak season ler, how to make room reservation at this hour ar? I bet most hotels are either fully booked or super expensive rate by now. Whatever it is I have to call one hotel after another, just to get a cheaper rate which within his budget. Even though he is rich but he does set budget for his family accommodation…haha..i wonder will he willing to stay in las vegas suites one day or not!

Branded clothing

I seldom shop for branded clothing, what's more Oscar de la Renta! To me, branded stuff is not a must, as long as the clothing fit me and comfortable while wearing it, then it is more than enough already. Further more, I don't have good body figure now, so I don't think I'll feel myself look elegant wearing those Oscar de la Renta skirts or blouse. Sigh....better do more exercise now!

UTI

The very first time when I heard about UTI (urinary tract infection) is one of my blogger’s baby girls get infected by this disease. At that time I still cannot imagine how UTI cause uneasy and uncomfortable for a baby girl that less than 1 year old. So I try to read more from Wikipedia. According to Wikipedia, a UTI is a bacterial infection that affects any part of the urinary tract. When the bacteria get into our bladder or kidney, it will multiply in the urine and cause a UTI. Understand from my blogger friend that bladder infection still not so severe than kidney infection. Usually the doctor will prescribe short course of antibiotics to treat the UTIs. Well, have to act fast, else it will prolong the recovery time. by the way, if the victim is an infant, then the mummy better continue her breastfeeding as it can reduce teh risk of UTI’s attack in future.

Ok, back to my blogger friend. Her baby girl only 3 months old when she got her first attack of UTI. She got panic too when she first heard this term from her family doctor. This is because none of her family members attacked by UTI before. After that she read a lot about this term from internet. She wants to know more about it, so that her baby girl can recover fast and get rid of this disease soonest possible. This is also one of the reason she insist to breastfeed her girl after she knew that breast milk good for reducing UTI attacks. Each time when I knew her girl get attacked by UTI, my heart sank. Imagine the doctor will insert the catheter into baby’s urethra. Don’t you feel pity for her? We adult already feel very uncomfortable when the catheter being inserted into our urethra; what’s more she is just a baby girl. Haiz……..

I just hope she will recover from UTI soon.

I don't like when........

I is not happy now.....

Whenever I do homework revision with my elder girl, my MIL like to interfere. Frankly speaking, I don't like it at all. Too bad, I cannot say anything about her, else she will be angry with me. Haiz...sometimes she is not tolerate, so I better keep my mouth shut. Living under the same roof is not easy sometimes. What to do, for time being I cannot just simply say : Move out! .....though I wish to do so...sob sob....

Presents

One of my nephews going to celebrate 15 years old birthday. Now I am cracking my head to think of what to buy for him as birthday present. Usually I love to buy books as birthday presents for my cousins and nephews. But now I wish to have a change. If I keep giving them books, I am sure they will get bore too. LOL

This nephew love sports very much. One of his favorite sports is baseballs. He had been selected by his school to represent the team to participate in national level competition. So far, his team had won few prizes too. He had complete set of baseball equipment, such as baseball gloves, sport wears, batting gloves and others. According to his dad, those baseball equipments not cheap at all. Lucky his school subsidy part of the money, else I don’t think his parent allow him to join the team too. Imagine, buying school accessories already not cheap nowadays, what’s more have to spend extra on sports equipment. But come to think of it, he enjoy the sports very much, we should not take away his interest, right?

I wonder will my kids fond any sports in future or not. If yes, then I better prepare myself to invest some money for their sport accessories then.

Feed your pets

My house has many types of pets, including hamsters, tortoise, fishes, baby frog, rabbit, chicken and bird. Therefore it is not surprise to see my MIL bought various type of pet supplies for the pets. Everyday my 2 girls will be happily feeding their favorite pets according to individual food category. They know which food to serve which pet. They know better than me I tell you. I dislike animals and insect, so I will not take over the job when they’re away or had forgetton to feed them. LOL …lazy me!

Please pay in time

If you are doing business, I think your biggest concern will be the credit term given to your customer. Some customers are good payment master but some are not. You have to send them many gentle reminders, and then only they will reply you or pay you. My previous company never pays their invoice within payment term. Sometimes I will feel bad too whenever the supplier call up ask for cheque, I will have to give all sort of excuses. During Chinese New Year time more worst coz everyone need cash to row their financial. I will receive more phone calls during this period too.

I was telling my hubby that if I ever own a business, I will make sure my money collection is on time and I will not let my customer owe my money for more than 3 months, like what my previous company did. But he commented that I cannot too strict with my customer. If too strict, they may not come back to me later. Perhaps he is right too. but if given them too much flexibility, then my cash flow will in big trouble too. worst come to worst, I hire Collection Agency to assist me in doing the collection matter. Less headache for me too!

credit card so common now

Since many years back, credit card had acted as a form of payment mode. It is not surprise for people nowadays to own 2-3 cards at the same time. But frankly speaking, to me, owning one reliable credit card is more than enough. Of course you have to be a good payment master, then only the company will increase your credit limit gradually. Due to the popular demand, most merchants (either internet merchants or retail merchants) will help their customer to setup eCommerce Merchant Account in order to accept all major credit cards. Therefore with the funds from the sales deposited directly into their bank account, and they’ll offer online payments through their partner like authorize.net. It is very secure and convenience to do transaction online now.

Tonsils

I got my first tonsil attack in year 2006. At first I thought it is just normal sore throat, so just ignore it but took some Strepsil to ease my throat. However after 2 days, I couldn't bear the pain anymore, so quickly go visit my doctor. The dr found out a big tonsil inside my mouth. He said if severe type, then have to remove it. Lucky my case not that severe, try to take medicine first. He can have to take the expensive type of antibiotic, else difficult to get rid of the tonsil. No choice, I have to obey his instruction, else my tonsil will never cure. Within a week only the tonsil go away. What a relief!

Now I got another tonsil attack. But this round, it is at the other side of my mouth. The dr prescribe the same antibiotic which cost me RM58.00 in total. Wow, so expensive! Sob sob sob......

Tomorrow is the Raya festive, I don't think I can try the Malay spicy food. Have to take care my throat lar. Arggggggggg.....

Search your friends

If you’re currently resided in United States and Canada, and wish to look for your long lost friends, you may try your luck at the free people search service at LookupWho.com. It is a totally free service and no registration require. All you have to do is either key in your friend’s name or state, then LookupWho.com will equip you with more information about that person. Alternatively you can use the method of reverse phone by keying that person’s telephone number.

I have a Malaysia friend who married to United States many years ago. Previously we use to contact via email but after my first kid arrival, I seldom have time catch up with her. Probably I will try to use this people search service to look for her soon. So that we can resume our friendship as previously.

To bake......chiffon cake

All these while I wish to try baking chiffon cake but could not find a proven recipe. Now I have one recipe in hand, will try to bake it this weekend, hopefully the result is good. Never mind, every thing will have a start, right?

Butter cake and banana cake is my expertise so far. I love to bake these cake as there are my family favorites too.

Baby bedding

If you are currently looking for baby bedding, then you should pay a visit to Baby Bedding Market. This site offers various type of bedding accessories such as pillows, bolsters, comforter, crib, bumper and many more. The most important thing is their bedding quality is good as they use cotton material which is suitable for baby skin.

Previously I seem never buy any baby bedding as my sister hand me down her stuff to me once my newborn arrival. It really save me lots of money. But the color and pattern is a bit outdated if compare to what I see in this site. Haha...no need to complaint as I wish to save more money at that time too!

Nice painted feathers

Amazing hand craft by the artists. Got these pictures from a forwarded email.

Dislike hot weather!

My face sensitive to hot weather, that’s why I hate to go out during hot and sunny day, especially during lunch hour. I rather stay in office eat bread or biscuit instead of going out to have lunch with colleagues. The main reason, after expose a while to hot sun, my face will pop out some *red bean* which will turn it into acne if I did not apply appropriate lotion immediately. I will feel very frustrated if my face full of acne or red dot. Perhaps I should bring along umbrella for each outing. :p

Maybank Vs Loan Shark - Part II

Continue from here ....... I really feel like getting a new lesson learnt after getting the clarification from the friendly Maybank customer service officer. After listening to my inquiry, immediately she reply something like this; Sir, there is nothing wrong with the system, the finance charge imposed because did not making a FULL settlement of your previous outstanding balance Hmmm… how come, I settle the full payment on 26/08 what… I say This is what she reply; No sir, your payment on 26/08 is not consider FULL payment because your previous outstanding balance is RM1840.04 and the payment you made is RM1840. There are 4sen less. According to the agreement, the bank is eligible to impose the finance charge calculated per the formula stated in the agreement. Note: I purposely left out 4 sen just because RM1840 is the convenience number for me to settle the outstanding balance; I thought Credit Card Company will understand me. I really don’t mind if they want to charge an interest on the 4 sen outstanding. Wow!!!!.............. this is ridiculous I feel, I have to pay RM18.41 for the 4sen I hold. How much the interest charge if I translate it into the % ? Can somebody help? If you say the Loan Shark are blood sucker, what about the license banker like this? The Loan Shark will laugh at me if I share with them my experience. According to the customer service officer, it is nothing wrong for the bank to do so because the term and condition for the finance charge calculation is approved by the Bank Negara. Therefore her advice is to make sure I make a FULL settlement to avoid the finance charge. Fortunately, the Maybank customer service officer is so helpful. She waive the finance charge for me !!! since this is the first time I fall into the trap. But she keep reminding me. “No more next time yah… sir…” I should give a big THANK to Maybank Credit Card for giving such excellent customer service. After the lengthy explanation, she further guide me to read through the term and condition printed on the other side of the statement. Oh yah… what ever she said is clearly stated with a tinny font size and printed in light grey color. No dispute. I share the case with some of my colleague; looks like non of them aware of the this and everybody seem like unacceptable when I tell them the truth. Do you ever read through the term and condition printed behind your credit card statement? Better you spend sometime to read through and understand every sentence formed with the complicated boring English and purposely printed in a tinny font size and unattractive color. Look, this is what printed on my credit card statement. This is how the bank make million each year. Now you know, bank is more terrible than the Big Ear Long….

Maybank charged me RM18.04 as penalty

Maybank shock me with their stupid management again! Read what my hubby wrote below...... I am going to copy post by post too! It is my supplementary card from MBB too!

*****************************

As usual, I expect to receive my MBB credit card statement around this time. Since the statement cut off date fall on 12th day of each month and payment due on the 2nd day of the following month.

MBB really give me a shock this round. Look at the transaction printed below. I just can’t figure out why a finance charge of RM18.41 was imposed although I had settle the outstanding balance 7days before the payment due date.

Do you know? Let’s see whether you can tell me the correct answer.

Well, I did call up to the customer service center to seek for clarification and now I know how the bank make multi million each year through the lack of public awareness of term and condition printed on the other side of the statement.

Allow me sometime to compile the story. I will post it on my next post soon.

It is really an interesting story.

Stay tune…

Cake not cheap now!

My brother's girl just celebrated 5th year old birthday last Sunday. Her daddy bought her a fruit cake, cost him RM50++ for 1kg cake. Wow, so expensive!

Ingredients for cake also up price tremendously following by the increase of fuel oil. This make me think twice before buy a cake for my girl's birthday celebration. I think I better bake cake, muffin or cup cakes for them, can save money as well as polishing my baking skill. :)

Yet to try baking cup cakes or muffin, time to dig out the recipe and give it a try!

printers

printers are one of the must items in our house now. My hubby said we actually need it coz we seldom do printing at home now. but occasionally we may need it, so it is still a good reason to keep it instead of threw it away.

My printer is a very old age model but it still able to get it from the market now. it is a dot matrix printer using black ink cartridge too. Haha…home user now majority using color printer lor, who wanna use no color printer wor! Guess we are the only one!

Name it and bring it home!

Did you guys aware that our National car group going to have new addition soon? This time is not normal family car but a MPV, new concept from Proton. Google it and have a sneak preview of his appearance now.

Wait, if you wish to own a MPV soon, why not enter the contest from Proton and win one unit for yourself. Just name it with nice name together with a good tagline. Then you stand a chance to win it!

For more information, go here : http://www.namakanprotonmpv.com/en/online_entries.aspx

Epocrates

Do you aware what is Community-Acquired Pneumonia? I am not good at medical terms actually. Most of the time if my doctor explained to me the medical term or sickness using non layman language, then I will have difficulty understand them. The best place to read about medical information will be at Epocrates. Epocrates is the best place to look for • New disease database – condition overview and risk factors, treatment approach, tests to order, national medical society guidelines, and more • Integrated drug reference guide – critical prescribing information on more than 3,300 drugs, including dosing, interactions and health plan coverage. Clinicians seeking information online or patients interested in learning more about their health care can visit www.epocrates.com/online for access to this free resource.

Happy Mooncake Festival!

During this festive, you can see lots of moon cake selling over the counter at shopping mall. There are so many variety for you to choose and taste. This year I can see many weird fruit type selling out there too, such as dragon fruit, blueberry, peach, corn etc etc.....will you dare to try?

I tested the dragoon fruit mix with blueberry from Kam Loon Thai. The price is RM11++ for just one moon cake. Haiz..moon cake now over price, don't you think so?

Anyway I am here wishing you Happy Mooncake Festive and eat lot of moon cake ya!

How come? why?

Hubby forwarded this funny cartoon to me. It's funny and meaningful actually. Many companies encounter similar situation too, including my existing company.

Phone look up service

During weekend I love to take a short nap together with my children. When they are still small, I will make sure they sleep enough during day time. So I dislike people come visit us during our nap time. You can say I am selfish but that’s me. To me, if a baby or toddler lack of sleep, then they will become very cranky during evening time or before bed time. At that time, I am the one who suffer and have to bear all the crying from them. This is because when they cry, for sure they will come to me and stick to me. No one else can sooth their crying except me. Therefore you can imagine how tire I am if I am alone to bear all these.

My children are light sleeper too. a little bit of noise or sound will awake them. So before nap time, I have to make sure the room is quiet and cozy. Oh ya, I also have to hang up my telephone coz when the phone is ringing, it will wake them up too. Haiz…so troublesome ya. Alternatively I will set the ringing mode to MUTE or SILENT. So that the ringing tone will not affect or interrupt their sleep. Haha….this show how selfish I am! But for the sake of my children, I will do so diligently.

Maybe you will ask: what if someone has urgent matter to look for you and I cannot answer in the first place? Tell you, don’t worry about this. My telephone has the Reverse Phone Lookup service, so I will know who call me while we are napping. There are plenty of company who able to provide such service to us now. One of them is National Phone Registry. This company has contacted the largest data providers in the United States and Canada to bring together the most comprehensive phone lookup service. So that we able to find our unlisted phone number, prank calls and also those hard to find cell phone owner information. See, we still able to trace who call us while we are away. Amazing, isn’t?

For more detail, do check out National Phone Registry now!

Cheap clothing

I have some cheap stuff selling at Mudah.com.my

My youngest girl saw them and she wants to wear it. I stopped her and tell her this is not for her but for my customer who going celebrate Hari Raya soon.

If you are interested, do check out under my ID - Jesslyn Tai. Below are some of my products :

Price = RM12.00

Price = RM2.00

Price = RM16.00

Brand your products

I am glad stay that we stay in Malaysia, a country full with cheap and delicious food. We have 3 major races here, like Chinese, Indian and Malay. Also have other races which are in small minority. All races have their own traditional food selling all over the place. Particularly I love satay, roti canai and nasi lemak very much. My breakfast will include all these food in a week. I love to eat different type of breakfast every morning, meaning that I will not eat same food in a row. Hehe….love varieties. Unlike some people can take same food from same stall every morning. Aiks!

However not all stall sell good taste of nasi lemak or satay. At my place, there are 2 stalls sell yummylicious of these foods. The bad part is, they did not sell everyday. Also they do not have fix date to close shop. So sometimes when I reach their stall only realized they are close. Imagine how disappointed I am when I crave for it but they are close. Not only them, I also notice some stalls love to do business according to their mood. If I am the owner, and my food is nice and sellable, I will make more and operating in fix hour and date. Put up a signboard to tell customers what is our operating date and time. By doing so, then only your customer will come to you during your working hour. Maybe you will say they are not pro in this field. If Branding Agency come in to help them, perhaps they will have better management and earn money too.

Messy account

Yeah, you hear me right. My personal account is real messy, I tell you. Many commented that women tend to be very sensitive over their money or personal account. They know where to keep and trace their money. However I tell you now, I am totally opposite with them.

Since started working, I never properly record my way of money spending pattern. When I think I need to spend for something, I will just go ahead and buy. Maybe you will say at that time I still single and afford to spend as and when I like. But this habit I carry till now. One person cannot stand my habit; he is none other than my dear hubby. He is a neat guy who knows how to handle and take care his financial planning. He will only spend within his budget and will never encounter any over spend experience. To him, if over spend and do not have enough money to pay by end of month, then he will be real pressure and tension. Lucky I have him, else I think my account still in a mess by now. I will allow my close friends or relative to borrow money from me occasionally. Of course I will only borrow them if they really need the money. My problem is I always forget whether they had repaid me or not. Most of the time it is my hubby who remind me. But I will feel uncomfortable when ask them to return money to me. haiz…I think I may need Collection Agency to help me on this issue. LOL

Change profession?

If I have a chance to go back to teenager time, I think I will choose beauty job as my career now. the main reason is I notice most beautician are so pretty in term of dressing or make up as well as their skin condition. They know how to take proper care of their skin care and they know proper dressing too. My dressing pattern is ok, just that I am too lazy to upgrade it to better level. Most of time I use to wear very simple tee and jean, then just out for grocery shopping or evening walk. Unlike some people they will purposely change their clothing even go out just to buy newspaper or breakfast. LOL