Monday, August 27, 2007

Choose the best credit card

Credit card is a must item in my handbag. I bet many of you also own at least 1 or 2 credit cards in hand. Credit card application getting simple and easy now, I noticed even teenagers also start using credit card. However you have to spend wise and control yourself while spending with credit card. Other wise you might end up full of debt and bear the high interest if your card is not having features like 0% interest on shopping.

Before I do the application for my credit card, I will ensure the card is the best credit card which has features as below:

- 0% interest on purchase.

- 0% on balance transfer

- cash reward or return

- no annual fee

- low APR

- amount spent can convert to point redemption

- and many more.